<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"
        xmlns:news="http://www.google.com/schemas/sitemap-news/0.9">
    
    <!-- Homepage -->
    <url>
        <loc>https://standardbills.com/</loc>
        <lastmod>2025-01-08</lastmod>
        <changefreq>daily</changefreq>
        <priority>1.0</priority>
        <image:image>
            <image:loc>https://standardbills.com/assets/images/logo.png</image:loc>
            <image:title>Standard Bills Logo - Founded by Humble Abraham</image:title>
            <image:caption>Nigeria's leading bill payment platform founded by Humble Abraham</image:caption>
        </image:image>
    </url>
    
    <!-- About Page -->
    <url>
        <loc>https://standardbills.com/about/</loc>
        <lastmod>2025-01-08</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.8</priority>
        <image:image>
            <image:loc>https://standardbills.com/assets/images/humble.png</image:loc>
            <image:title>Humble Abraham - Founder and CEO of Standard Bills</image:title>
            <image:caption>Meet Humble Abraham, the visionary founder and CEO behind Nigeria's leading bill payment platform</image:caption>
        </image:image>
    </url>
    
    <!-- Contact Page -->
    <url>
        <loc>https://standardbills.com/contact/</loc>
        <lastmod>2025-01-08</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.8</priority>
    </url>
    
    <!-- Agent Registration -->
    <url>
        <loc>https://standardbills.com/agent/</loc>
        <lastmod>2025-01-08</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.9</priority>
    </url>
    
    <!-- Features Page -->
    <url>
        <loc>https://standardbills.com/features/</loc>
        <lastmod>2025-01-08</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.8</priority>
    </url>
    
    <!-- FAQ Page -->
    <url>
        <loc>https://standardbills.com/faq/</loc>
        <lastmod>2025-01-08</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.7</priority>
    </url>
    
    <!-- Tribe Registration Page -->
    <url>
        <loc>https://standardbills.com/agent/tribe/</loc>
        <lastmod>2025-01-08</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
    </url>
    
    <!-- Legal Pages -->
    <url>
        <loc>https://standardbills.com/legal/</loc>
        <lastmod>2025-01-08</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.6</priority>
    </url>
    
    <url>
        <loc>https://standardbills.com/legal/privacy/</loc>
        <lastmod>2025-01-08</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.6</priority>
    </url>
    
    <url>
        <loc>https://standardbills.com/legal/terms/</loc>
        <lastmod>2025-01-08</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.6</priority>
    </url>
    
    <!-- App Login Portal Redirect -->
    <url>
        <loc>https://standardbills.com/app/</loc>
        <lastmod>2025-01-08</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
        <!-- Note: This redirects to app.standardbills.com for user login -->
    </url>
    
    <!-- Thank You Page -->
    <url>
        <loc>https://standardbills.com/thank-you/</loc>
        <lastmod>2025-01-08</lastmod>
        <changefreq>yearly</changefreq>
        <priority>0.3</priority>
    </url>
    
    <!-- Service-specific landing pages -->
    <url>
        <loc>https://standardbills.com/services/electricity/</loc>
        <lastmod>2025-01-08</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.8</priority>
    </url>
    
    <url>
        <loc>https://standardbills.com/services/airtime/</loc>
        <lastmod>2025-01-08</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.8</priority>
    </url>
    
    <url>
        <loc>https://standardbills.com/services/data/</loc>
        <lastmod>2025-01-08</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.8</priority>
    </url>
    
    <url>
        <loc>https://standardbills.com/services/tv-subscription/</loc>
        <lastmod>2025-01-08</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.8</priority>
    </url>
    
</urlset>